Lexington Law is a credit repair company that boasts an excellent rating with the Better Business Bureau, which speaks volumes to new clients. It lets potential clients know that they have been in business a long time… Licensed paralegals available 7 days a week.
For a FREE Credit Consultation & Credit Score
They did what I expected them to do and did it quick! Within a month, the incorrect records on my credit were removed and my score moved above 750 from the high 600s. I hung on for a month or two, then canceled as the job was done. I would recommend Lexington Law any day to anyone! I may not suggest holding on to the service after your credit has been fixed, but they were really great and easy to work with. Thank you Lexington Law!
At first it started good and my scores started getting a little better but it seemed the longer i was with them the less that they doing it was like that they were getting free money so i had to quit because i feel that they could have did a lot better for the amount of money i had paid them.
Do your own research
SCAM, everything they do for you can be done on your own. Do your own research on the Internet. You can get all 3 credit bureau reports for free once a year @ annual http://creditreport.com. LL Firm makes it look official and professional on their website page they create for you, but hardly worth the $99.95 a month you pay. Which by the way is a scam in itself, they charge you for one month after you cancel, saying it's for services provided in the previous month. But when you sign up they charge you for future services. If you have seen the movies Boiler Room or Wolf of Wall Street you will understand what kind of chop shop LL Firm really is.P.S the positive reviews and 5 star ratings are from the "e-mail team @ LL Firm". Fancy title for interns who read off a script when you attempt to pursue important answers to serious questions. You will never hear from a actual lawyer. Good luck if you go this route, don't make the same mistake in panic that I did. Read the reviews on any Google search.
Love working with Lexington. Everyone I speak with is always friendly and trying to help. I had identity theft in the past and they helped clear everything up. I don't have to worry about getting denied everywhere I go now for something I didn't even do to my credit in the first place!
Site Jabber Review
I have used this law firm for the past month to clear up some credit report mistakes. I can honestly say that they really have helped! Yes they use paralegals and I have never spoken to a lawyer. However, less than a month in and those three mistakes off my credit report I really could careless. Whatever there doing worked wonderfully for me! I would also like to say this is a heck of a lot cheaper than hiring my own personal lawyer to do this! - Valerie, Site Jabber
Hard to deal with!
DON'T USE THIS COMPANY!!!!!!!!!!This company is very hard to deal with. They have very poor customer service and continue to bill you after you have cancelled your subscription. They raised my credit score somewhat, but I could do exactly what they did for much less cost.
Lexington Law annoys me
This company annoys me. First, a cheesy guy calls me out of nowhere to try and recruit me for their service. I really don't like getting calls like this where people just want to sell me something. The person is very persistent and annoying but considering that I am new to the country and would like to be able to have a credit card, I very reluctantly agree to sign up just because he tells me that they can make it possible for me to get a credit card. Almost one year later, I got a credit card because I went on creditkarma and clicked one of the available options suggested for me considering my lack of credit history and was able to successfully apply. Why didn't Lexington Law just suggest I do that from the start? I had no idea how I was to go about building credit and they promised all of this amazing coaching and help and yet did nothing. I was paying for their service because I wanted them also to remove one negative item from my credit report. It was successful for two of the three credit bureaus, however Experian are not very responsive. I am still waiting for them to remove the negative item that apparently Lexington has challenged about five times. I find it difficult to navigate their website and my client dashboard. The people on the phone give conflicting information. It is annoying how I continually had to call them to follow up with what was happening with my case. People would promise me calls back and not actually call me. When you send emails with your concerns you get back what feels like an automated reply that is not from a real person. I feel like I have wasted so much money on this service. I know what I need to do to build my credit now and that is to continue using my credit card and making payments on time. I am sad that the one negative item on my Experian report may never be removed but in the end I am probably wasting more money trying to get Lexington to remove it than I am if I just stopped caring. So, I will cancel my subscription to Lexington. And next time I will stay firm with my gut feeling of not signing up for things when people call you out of the blue and annoyingly persuade you to sign up.
Lexington Law – Our Review
Now that you’ve read a few reviews of Lexington Law, here’s our take. Your credit score is serious business, and a low score can be incredibly damaging—you’re wise to be doing research into credit repair companies. You have a lot at stake, and you deserve to know if hiring Lexington Law is a good investment.
Hopefully you find this review helpful. Let’s take a look at some of Lexington Law’s pros and cons.
Pros and Cons of Working with Lexington Law
When it comes to repairing your credit, you have a few options. First, you can wait it out, which could take years before your credit improves, and it may even get worse. Second, you can contact the various credit reporting agencies and try to improve it yourself, which takes a lot of work and perseverance. Finally, you can hire a credit repair company to do that for you.
Lexington Law is one of many credit repair companies, and here are a few advantages they offer over their competition.
- Lexington Law employs attorneys and paralegals to work on your case
- They are an actual law firm specializing in credit issues
- Expertise, with over 20 years in business
- Free initial consultation
- Affordable at as low as $59.95 a month
When you consider that a bad score can cost you thousands of dollars in things like higher interest rates and reduced job opportunities, then you can see how Lexington Law can actually save you money in the long run. But their services aren’t ideally suited to everyone—here are a few reasons they might not be an ideal fit.
- Their grace period for refunds is relatively short (typically 5 days from the initial billing date)
- Although affordable, they aren’t the cheapest option for credit repair
- They don’t offer any guarantees that your credit score will improve
Working with Lexington Law
The fact that Lexington Law doesn’t offer a guarantee that your credit score will improve actually points to their honesty. It’s true—sometimes negatives on your credit score are completely legitimate and can’t be removed by any extraordinary measures. Everyone’s situation is different, and so you should always go in with realistic expectations.
The real value of Lexington Law comes from their expertise as a law firm. If they can find a legitimate way to improve your score, they will. Many times it’s something you could have done yourself, but do you have the time and energy to do all the necessary research and follow up necessary?
In reality, you won’t be able to find a more established and respected credit repair company. At over 20 years in business, they have a long track history of resolving credit issues for their clients. And it’s free to get an initial consultation and review of your credit summary—which is conducted over the phone with a paralegal.
A large amount of negative reviews exist for Lexington Law. Some of the most common complaints include:
- Pushy sales tactics
- Billing issues
- Failure to honor service estimates
The sheer volume of complaints can be daunting—but Lexington Law has worked hard to resolve every single complaint. For example, the Better Business Bureau has received 541 complaints since 2010 regarding Lexington Law. Lexington Law responded to every complaint, sometimes with very detailed responses and often offering refunds. Of the 541 complaints, 526 were resolved to the satisfaction of the client.
It’s easy to ignore the thousands of anonymous clients who have benefited from Lexington Law’s services when a few disgruntled customers are so vocal in expressing their dissatisfaction. But even unhappy customers deserve to be heard, and Lexington Law has gone to great efforts to address their concerns.
When Lexington Law Can Help the Most
- If your credit report contains discrepancies and inaccuracies (i.e. legitimate errors), then you deserve to have them removed and Lexington Law may be able to help radically improve your score.
- If your credit report is suffering from some poor choices you made in the past, Lexington Law may be able to help—but don’t expect dramatic improvements.
How to Have a Better Experience with Lexington Law
As long as you have realistic expectations going in, there’s no reason why you shouldn’t benefit from Lexington Law’s services. Do your research, take advantage of the free consultation, and if you decide that you don’t need to hire Lexington Law, then that’s OK.