Lexington Law
Lexington Law is a credit repair company that boasts an excellent rating with the Better Business Bureau, which speaks volumes to new clients. It lets potential clients know that they have been in business a long time… Licensed paralegals available 7 days a week.
Call:
1-(855) 620-5875
For a FREE Credit Consultation & Credit Score
Featured Reviews
Ryan H.
They did what I expected them to do and did it quick! Within a month, the incorrect records on my credit were removed and my score moved above 750 from the high 600s. I hung on for a month or two, then canceled as the job was done. I would recommend Lexington Law any day to anyone! I may not suggest holding on to the service after your credit has been fixed, but they were really great and easy to work with. Thank you Lexington Law!
William G.
At first it started good and my scores started getting a little better but it seemed the longer i was with them the less that they doing it was like that they were getting free money so i had to quit because i feel that they could have did a lot better for the amount of money i had paid them.
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Slowed down over time
At first it started good and my scores started getting a little better but it seemed the longer I was with them the less that they doing it was like that they were getting free money so I had to quit because I feel that they could have did a lot better for the amount of money I had paid them.
200 Points!
Been with Lexington Law a mere few months and so far... I called Lexingtonlaw at 1-877-375-3165 ..Ive had 12 items removed from my reports and my credit scores have improved greatly. My worst credit score was Experian......at 509 when I started. As of today....its at 706. Almost 200 points difference! I'm happy with Lexington. They've worked awesome for me.Thanks Lexingtonlawcoupons.com for your posts.
Not the Hilton
I am a Real Estate and Mortgage Broker and as does everyone, I have my own action packed credit story. Due to a divorce I had a bunch of negative credit items on my report that were not mine including a BK. I signed up with Lexington and began to work with them in their system. This process challenges the negative details on the individuals Credit Report and the most the time consuming issue during this process was forwarding all the new updated credit reports back to Lexington generated in this process. In General they also don't have much in the way of a lot of personalized customer service. They represent themselves as a law firm but 99 % of the work is done by what they call "paralegals." I know a fair amount about the "credit restoration" industry and most of these companies charge huge upfront fees, more money as simple items are removed but most of the time it is smoke and mirrors and double-talk from that point to nowhere. Lexington delivered the results I was looking for over about a 6 month timeframe. What a prospective client needs to understand it that this is a partnership and work, focus and effort is required from both parties to be successful. After my own personal positive experience with Lexington I sent a few clients to them, prepared my clients with reasonable expectations and both cases we had very positive results for which we proceeded with successful mortgage and real estate transactions. You must have realistic goals. If you have a BK, a repossessed auto, a foreclosure and a bunch of collections accounts that are accurate, in my opinion, you can't do much to improve your credit profile.... Lexington can't make a pig fly! So if you are expecting a miracle for $300 or $400 invested then fantasize somewhere else! You will get very good value for your investment, but understand you are paying for Motel 6 don't expect the Hilton! Kevin B
Best Decision I Made in a Long Time
They did what I expected them to do and did it quick! Within a month, the incorrect records on my credit were removed and my score moved above 750 from the high 600s. I hung on for a month or two, then canceled as the job was done. I would recommend Lexington Law any day to anyone! I may not suggest holding on to the service after your credit has been fixed, but they were really great and easy to work with. Thank you Lexington Law!
Look Elsewhere
This is a cookie cutter credit repair company that will not do anything outside of the box. Although I repeatedly told reps what I needed them to do, they just kept doing their cookie cutter routine charging me monthly. When I finally asked when they would do what I hired them to do (make direct, personal contact with the creditor), I was told that was not a service they provided and I couldn’t get back any of my fees.
Lexington Law – Our Review
Now that you’ve read a few reviews of Lexington Law, here’s our take. Your credit score is serious business, and a low score can be incredibly damaging—you’re wise to be doing research into credit repair companies. You have a lot at stake, and you deserve to know if hiring Lexington Law is a good investment.
Hopefully you find this review helpful. Let’s take a look at some of Lexington Law’s pros and cons.
Pros and Cons of Working with Lexington Law
When it comes to repairing your credit, you have a few options. First, you can wait it out, which could take years before your credit improves, and it may even get worse. Second, you can contact the various credit reporting agencies and try to improve it yourself, which takes a lot of work and perseverance. Finally, you can hire a credit repair company to do that for you.
Pros
Lexington Law is one of many credit repair companies, and here are a few advantages they offer over their competition.
- Lexington Law employs attorneys and paralegals to work on your case
- They are an actual law firm specializing in credit issues
- Expertise, with over 20 years in business
- Free initial consultation
- Affordable at as low as $59.95 a month
Concerns
When you consider that a bad score can cost you thousands of dollars in things like higher interest rates and reduced job opportunities, then you can see how Lexington Law can actually save you money in the long run. But their services aren’t ideally suited to everyone—here are a few reasons they might not be an ideal fit.
- Their grace period for refunds is relatively short (typically 5 days from the initial billing date)
- Although affordable, they aren’t the cheapest option for credit repair
- They don’t offer any guarantees that your credit score will improve
Working with Lexington Law
The fact that Lexington Law doesn’t offer a guarantee that your credit score will improve actually points to their honesty. It’s true—sometimes negatives on your credit score are completely legitimate and can’t be removed by any extraordinary measures. Everyone’s situation is different, and so you should always go in with realistic expectations.
The real value of Lexington Law comes from their expertise as a law firm. If they can find a legitimate way to improve your score, they will. Many times it’s something you could have done yourself, but do you have the time and energy to do all the necessary research and follow up necessary?
In reality, you won’t be able to find a more established and respected credit repair company. At over 20 years in business, they have a long track history of resolving credit issues for their clients. And it’s free to get an initial consultation and review of your credit summary—which is conducted over the phone with a paralegal.
Common Complaints
A large amount of negative reviews exist for Lexington Law. Some of the most common complaints include:
- Pushy sales tactics
- Billing issues
- Failure to honor service estimates
The sheer volume of complaints can be daunting—but Lexington Law has worked hard to resolve every single complaint. For example, the Better Business Bureau has received 541 complaints since 2010 regarding Lexington Law. Lexington Law responded to every complaint, sometimes with very detailed responses and often offering refunds. Of the 541 complaints, 526 were resolved to the satisfaction of the client.
It’s easy to ignore the thousands of anonymous clients who have benefited from Lexington Law’s services when a few disgruntled customers are so vocal in expressing their dissatisfaction. But even unhappy customers deserve to be heard, and Lexington Law has gone to great efforts to address their concerns.
When Lexington Law Can Help the Most
- If your credit report contains discrepancies and inaccuracies (i.e. legitimate errors), then you deserve to have them removed and Lexington Law may be able to help radically improve your score.
- If your credit report is suffering from some poor choices you made in the past, Lexington Law may be able to help—but don’t expect dramatic improvements.
How to Have a Better Experience with Lexington Law
As long as you have realistic expectations going in, there’s no reason why you shouldn’t benefit from Lexington Law’s services. Do your research, take advantage of the free consultation, and if you decide that you don’t need to hire Lexington Law, then that’s OK.
Repair Your Credit Today
You can’t get the complete picture by reading a few reviews—give them a call and decide for yourself.