Lexington Law is a credit repair company that boasts an excellent rating with the Better Business Bureau, which speaks volumes to new clients. It lets potential clients know that they have been in business a long time… Licensed paralegals available 7 days a week.
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They did what I expected them to do and did it quick! Within a month, the incorrect records on my credit were removed and my score moved above 750 from the high 600s. I hung on for a month or two, then canceled as the job was done. I would recommend Lexington Law any day to anyone! I may not suggest holding on to the service after your credit has been fixed, but they were really great and easy to work with. Thank you Lexington Law!
Lexington Law is the best, I’m a professional and had many negatives on my credit reports that they got removed for me. I HIGHLY recommend them.
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The people at Lexington Law are very helpful and knowledgeable about credit and how to help dispute it. I went from a 560 to a 640 in just a few month thanks to them. The best part is there are no contracts. The $100 a month was well worth it!
When my husband and I first started working with Lexington Law things started happening SO fast our minds were blown! We couldn't believe we hadn't contacted them sooner! You have to be aware of what can happen during this process though...things that are being REMOVED can also be REPLACED. This only happened to one item of mine and one item of my husbands but that one item being removed then replaced on our credit DESTROYED ALL THE PROGRESS that we had made! My husband's credit score actually dropped LOWER than where he began! This service can be a good thing but you NEED TO BE AWARE that this can happen! This has really put me and my husband in a BAD position.
For anyone thinking LexingtonLaw is a scam, that accusation is false. People say it's a rip off but really, for anyone having huge amount of negatives on their account can take quite sometime to process. Yes, you can pay them off, it's not promising that it will get off your credit report though. I have been surely blessed to have LexingtonLaw help me with getting rid of collections off my account. Do not listen to negative regards to this firm. Either people weren't satisfied that they weren't being helped in the right way or that it was taking a long while. Lexington can only go so far until they have to wait for the creditors to answer. I give them a plus!
Best move I've made! I didn't have debt but late payments from years before that I experienced due to a back surgery and rotten economy paralyzed my efforts to borrow against a house I own outright. I've been forced to wait patiently for years hoping my credit score would change for the better. That didn't happen until I got help from Lexington. Two months into it and they have gotten many of the effecting late payments removed. They are very responsive but you need to keep them informed of anything that doesn't look right off the dashboard."Good luck" I feel I'm experiencing it.
All they do is send out letters, which you can do yourself. I tried the service and didn't see any change.
I came across Jack online when I was in need of a fast increase on my score after having issues with Lexington law. After contacting him I don’t know how he did it [email protected] he was prompt and gave me an upgrade fast. I can always recommend people with any type of credit issues to him. You will thank me you can also text him on +14135294026.
Lexington Law – Our Review
Now that you’ve read a few reviews of Lexington Law, here’s our take. Your credit score is serious business, and a low score can be incredibly damaging—you’re wise to be doing research into credit repair companies. You have a lot at stake, and you deserve to know if hiring Lexington Law is a good investment.
Hopefully you find this review helpful. Let’s take a look at some of Lexington Law’s pros and cons.
Pros and Cons of Working with Lexington Law
When it comes to repairing your credit, you have a few options. First, you can wait it out, which could take years before your credit improves, and it may even get worse. Second, you can contact the various credit reporting agencies and try to improve it yourself, which takes a lot of work and perseverance. Finally, you can hire a credit repair company to do that for you.
Lexington Law is one of many credit repair companies, and here are a few advantages they offer over their competition.
- Lexington Law employs attorneys and paralegals to work on your case
- They are an actual law firm specializing in credit issues
- Expertise, with over 20 years in business
- Free initial consultation
- Affordable at as low as $59.95 a month
When you consider that a bad score can cost you thousands of dollars in things like higher interest rates and reduced job opportunities, then you can see how Lexington Law can actually save you money in the long run. But their services aren’t ideally suited to everyone—here are a few reasons they might not be an ideal fit.
- Their grace period for refunds is relatively short (typically 5 days from the initial billing date)
- Although affordable, they aren’t the cheapest option for credit repair
- They don’t offer any guarantees that your credit score will improve
Working with Lexington Law
The fact that Lexington Law doesn’t offer a guarantee that your credit score will improve actually points to their honesty. It’s true—sometimes negatives on your credit score are completely legitimate and can’t be removed by any extraordinary measures. Everyone’s situation is different, and so you should always go in with realistic expectations.
The real value of Lexington Law comes from their expertise as a law firm. If they can find a legitimate way to improve your score, they will. Many times it’s something you could have done yourself, but do you have the time and energy to do all the necessary research and follow up necessary?
In reality, you won’t be able to find a more established and respected credit repair company. At over 20 years in business, they have a long track history of resolving credit issues for their clients. And it’s free to get an initial consultation and review of your credit summary—which is conducted over the phone with a paralegal.
A large amount of negative reviews exist for Lexington Law. Some of the most common complaints include:
- Pushy sales tactics
- Billing issues
- Failure to honor service estimates
The sheer volume of complaints can be daunting—but Lexington Law has worked hard to resolve every single complaint. For example, the Better Business Bureau has received 541 complaints since 2010 regarding Lexington Law. Lexington Law responded to every complaint, sometimes with very detailed responses and often offering refunds. Of the 541 complaints, 526 were resolved to the satisfaction of the client.
It’s easy to ignore the thousands of anonymous clients who have benefited from Lexington Law’s services when a few disgruntled customers are so vocal in expressing their dissatisfaction. But even unhappy customers deserve to be heard, and Lexington Law has gone to great efforts to address their concerns.
When Lexington Law Can Help the Most
- If your credit report contains discrepancies and inaccuracies (i.e. legitimate errors), then you deserve to have them removed and Lexington Law may be able to help radically improve your score.
- If your credit report is suffering from some poor choices you made in the past, Lexington Law may be able to help—but don’t expect dramatic improvements.
How to Have a Better Experience with Lexington Law
As long as you have realistic expectations going in, there’s no reason why you shouldn’t benefit from Lexington Law’s services. Do your research, take advantage of the free consultation, and if you decide that you don’t need to hire Lexington Law, then that’s OK.